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Do I have to have an attorney to file a bankruptcy case?

The short answer is "no." Many people do it alone, but they will never know if they got all of the relief that they could. You can bet that all of your creditors will have attorneys who know every law and every rule. They will use their knowledge to help their clients as much as possible, and they will look you in the eye and smile while they are doing it. There is absolutely nothing illegal about them doing that. They are just doing their job. Which is exactly why you should hire an attorney if there is any chance that one of your creditors is going to argue about anything.