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Bankruptcy FAQs |
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What is Bankruptcy? |
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What is the difference between Chapter 7 and Chapter 13? |
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Should I file Chapter 7 or Chapter 13? |
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How much does Bankruptcy cost, and how am I supposed to pay for it? |
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What are Chapters 9, 11, 12 and 15? |
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What kinds of collection actions does bankruptcy stop? |
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Should I go to a credit counselor, or to a debt consolidation service? |
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What other options should I consider before filing bankruptcy? |
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Will I lose my home? |
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Will I lose all of my other things? |
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I have a car (or a house, or furniture, electronics or appliances)
that I do not want to keep. What can I do about that? |
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I still owe some money to a certain creditor, but I don’t have that
car (or furniture, appliance, etc.) any more. What happens now? |
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Somebody claims that I owe them money, but it is not true. What can I do about that? |
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How long does a bankruptcy stay on my credit report? |
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Who or what is the Trustee? |
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I have filed bankruptcy before (or my spouse has filed before). Can I file again? |
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Do I have to have an attorney to file a bankruptcy case? |
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What is the difference between a secured claim (or debt) and an unsecured claim (or debt)? |
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What is a priority (or "unsecured priority") claim? |
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I owe a lot of income taxes. Can you really stop the IRS from coming after me? |
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There is one unsecured claim that I want to pay in full. Why can't I do that? |
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I own my own business, and that is a major source of my (or our) income. Will I lose my business? |
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Do I really have to list all of my creditors? I owe money
to a lot of different people and companies, but all I want to do
right now is to stop a foreclosure, or keep the repo man away from my car. |
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The finance company just repossessed my car. Can I get it back? |
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I owe some government-backed student loans, or criminal fines. What can I do about that? |
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What about my traffic tickets? |
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My house is scheduled for foreclosure tomorrow. Can we stop the foreclosure? |
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I have heard that a quit claim deed will stop a foreclosure. Is that true? |
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I don’t want my employer to know that I am filing. Do I have to tell him? |
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Will my friends and family find out that I have filed? |
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What is debt consolidation? Will it work for me? |
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I have heard that bankruptcy law is about to change. What’s up with that? |
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Someone has filed a lawsuit against me, or has taken a judgment against me. What can I do? |
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I have been injured, or for some other reason I am filing an insurance claim or a
lawsuit against someone else. How will that be affected by my filing bankruptcy? |
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I cannot pay my bills right now, but I have a lot of money coming to me soon from a
lawsuit, or a personal injury or workers compensation settlement, or a disability
payment, etc. Do I still need to file bankruptcy? |
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I am married. Does my wife/husband have to file along with me? |
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How will bankruptcy affect my credit? |
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I am going through a divorce, or have recently been divorced. Will that affect my bankruptcy case, or will
bankruptcy change anything about my divorce? |
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I am supposed to go to Bankruptcy Court. How do I get there, and exactly where do I need to go? |
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What is the difference between a case being "discharged" and being "dismissed?" |
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I have already filed a case, but I still need to pay the filing fee. Where do I send it? |
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How do I make Chapter 13 Plan payments directly to the Trustee? |
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My paycheck this week was not big enough to cover my full Plan payment (or, I have temporarily lost my
job). What do I do? |
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I have a new job, or my pay schedule has changed. What do I need to do? |
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Can I buy a car, or furniture, or something else on time while my case is still active? |
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The Chapter 13 Trustee has filed a motion to dismiss my case. What do I do? |
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What happens if my chapter 13 case gets dismissed? |
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What is the Chapter 13 Plan, and what does it mean for the Plan to be confirmed? |
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To View All FAQs on One Page, Click Here |
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